Critical Home Repair
Qualified homeowners can receive help completing critical repairs that will make their homes safe, dry, and accessible.
Repair with Kindness
Our Repair with Kindness program (RWK) helps qualified homeowners by repairing homes to make them safe, dry, and accessible. As an Aging in Place Habitat for Humanity affiliate, additional services may be available for recipients age 55 or older.
How It Works
Repair with Kindness is a 5-year forgivable loan program. Atlanta Habitat can complete up to $20,000 of critical home repairs per house. The total cost of the repairs would be put against the house in the form of a security interest, which is a five-year forgivable loan.
As long as you remain living in your home for five years after we finish the repairs, and as long as you stay current on any mortgage payments, property taxes, and homeowner's insurance during that time, then we will forgive the entire balance of the loan at the end of the five years, and you would not owe anything back.
Service Area
RWK is available to non-Atlanta Habitat homeowners who live in select neighborhoods in Atlanta and South Fulton County.
This program is also offered to honorably discharged U.S. military veterans or active-duty personnel who meet the program qualifications and live anywhere in the city limits of Atlanta or South Fulton County.
Types of Repairs
The Repair with Kindness program is for critical home repairs only. Critical repairs are items that would improve your health, safety, accessibility, or the weatherization of your home.
Repairs may include:
- Accessibility improvements
- Carpentry
- Trimming or removing hazardous trees
- Roof repairs or replacement
- Storm windows and doors
- Mechanical systems (plumbing, electrical, HVAC, furnace)
Additional Benefits:
- For eligible houses, we may be able to pressure wash and paint the exterior of the home after repairs are completed
- Seniors 55+ who are approved into the Repair with Kindness program have the option to be referred to our partner, SageNavigator, for additional free wrap-around services
How to Apply
Qualification Guidelines
- House must be at least 15 years old and demonstrate a need for repairs based on inspection
- Homeowner must own and live in the home for at least one year
- Meet income requirements
- Have U.S. citizenship or permanent, legal residency
- Maintain current mortgage, homeowner’s insurance policy, and property tax payments
- Complete required sweat-equity hours
- Be present during the repair project
Monthly Income Guidelines
- Family of 1 - $5,015 maximum
- Family of 2 - $5,735 maximum
- Family of 3 - $6,450 maximum
- Family of 4 - $7,165 maximum
- Family of 5 - $7,740 maximum
- Family of 6 - $8,315 maximum
- Family of 7 - $8,890 maximum
- Family of 8 - $9,460 maximum
